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A Break in the Weather

Money's been tight for the last eight years. It began with major work on my first car, solidified with a troublesome second car, and has been maintained ever since by a magical income-expense gap, driven mainly by high student loan payments. Lord willing, the largest loan will be gone in 3 1/2 years and take my economic crisis with it. Praise the Lord, it seems I got a preview of what that will be like...

For reasons I haven't questioned, that loan gave me two months off from payments. In addition, I got a month's free rent when I leased my new place last month. This windfall brought my credit card balance down to a four year low of $750. Before 2005, I was one of those people who payed it off each month. It's a tradition I intend to bring back.

The balance is low enough to upgrade my Department-of-Homeland-Security-inspired color code system to yellow (green requires a $0 balance). I'll have to enjoy it while it lasts, though, because now the windfall is over. Back to the stormy financial weather: delayed payments, rising card balance, and an orange position on the chart. Still, it was nice to have a vacation from it.

 

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