And now a word from the Department of Homeland... I mean Financial Security
I've just crunched the numbers for the first full year since I moved from New York. No month got above "Lean", but fortunately none slipped as far as "Failing", either. Overtime from A-Team production helped boost income in the Spring, but serious problems arose when that show ended and the paycheck numbers fell. A cash holiday and part-time job kept things from falling apart too much, and now the storm seems to be passing (so to speak). A new auto insurance company and a second roommate have given 2007 a sunny forecast... and if overtime materializes to any real degree this spring, I may see something I haven't since June '05... a "Balanced" month. Anywho, here are some fun new statistics:
2006 had the most income of any year so far.
2006 was the first year in which career income ranked highest.
In 2006, month-by-month annual income set record highs six times. The current high is December 2006. This was influenced by Office Depot and will probably drop again over the next few months.
The highest check from any job was cashed in September 2006.
Supra - Maintenance ended well under budget, down 89% from 2005. Alas, I don't plan on being so lucky in '07.
Supra - Insurance, well... any car insurance, continues to fall from year to year. The 2007 projection is a nice one too.
Keeping gas in that Supra cost 33% less in 2006 than it did in 2005. Mind you, it was a different commute until 18 months ago.
Tithing/ Good Deeds, with a goal of 10% of total income, jumped from a puny 0.1% in 2005 to 0.3% in '06. Whoopie!
and The Bad:
2006 had the highest expenses of any year so far.
2006 was the first year in which no credit card statement was paid off.
2006 was the first year not to have a single "Balanced" month and had the most "Tapped" months of any year yet.
Rent and utilities are up 299% from 2005, but that was expected since this was my first full year "out of the nest".
oh yeah, and The Food:
20.4% of all food/grocery money was spent at Taco Bell, 10.0% at BK, and a mere 3.9% at Wendy's (which I'm still not used to paying for at all)
Speaking of Snackage & Groceries... up 68% from 2005. Gotta figure that one out 'cause I was a pig back in '05, too.